•  
• Apply For Loan

Two Wheeler Loan

The Best Deals on Two Wheeler Loan

Easy Finance Two Wheeler Loans offers a finance facility up to 85% of the On Road Cost of the vehicle, repayable in convenient repayment options and comfortable tenures from 6 months to 36 months. Two Wheeler Finance facility is available in a wide range of options to suit your requirements. We provide finance for all models of motorcycles, mopeds, scooterettes and scooters of Hero Honda, Bajaj, TVS, HMSI,Hero Motors, Suzuki,Yamaha, Kinetic Honda & Royal Enfield . Existing ICICI Bank Customers can simply ride away on their favourite Two Wheeler by availing Loan On Phone*-- a facility to get an instant loan over the phone! So, be ready to ride your dream bike with Easy Finance Two Wheeler Loans.

• "Zoom" away in your favourite Two Wheeler. Avail our attractive schemes at competitive interest rates.
  
  
• Finance facility available for all Two Wheelers ranging from mopeds to motor bikes.
  
  
• Now avail Finance upto 95%* of the On Road Cost of the vehicle, repayable in convenient tenure options ranging from 6 months to 36 months*.
  
  
• Ride Easy Pay Easy with Easy Finance Two Wheeler Loans.
  
  
• In an unlikely case of your not meeting our norms NO PROBLEM - you can still avail our loan, any blood relative can be your co-applicant.
  
  
• Existing Easy Finance Customers ride away on your favourite Two Wheeler by availing Loan On Phone*-- a facility to get an instant loan over the phone!!
  SO WHAT ARE YOU WAITING FOR…….Apply online, call or sms NOW!!
  
  

  100 CC?
  180 CC?
  Or maybe a 500 CC?
  

  Whichever the bike, our Two Wheeler loan is the answer. With quick approvals, flexible payment options and easy repayment - we'll help you buy the bike you desire.

Features and Benefits

• Flexible repayment options, ranging from 12 to 48 months available even at the point of purchase.
• Repay through post-dated cheques with easy EMIs. Calculate your EMI.
• Hassle free loans - No guarantor required.
• Speedy loan approval.
• Available for almost all models at attractive interest rates.
• Free gifts from time to time on approval of your Two Wheeler Loan. (Watch this space for more details on the free gift promotion).
• Special Schemes to suit your needs

  • FastTrack

    - If a spot approval is what you need, this highly flexible scheme gets you a loan of up to 70% with minimum interest rates.
    
    

  • EasyLoan

    - This great scheme gets you a loan of upto up to 85% with minimal documentation. All you need as a Surrogate Income proof is:
    -  A copy of credit card and credit card billing statement for the    last 2 months

    OR A repayment track record
    
    OR Last 3 months bank statements.

Eligibility and Documentation

Eligibility Criteria

The eligibility criteria for a Two Wheeler Loan are:

• You are a salaried or self-employed individual.
• You are between =>21 years (at the time of application) and <= 65 years (at the end of the loan tenor).
• Your minimum gross income is equivalent to Rs. 54,000/- p.a. if you reside in Mumbai, Delhi, Chennai, Bangalore, Calcutta, Pune and Rs. 42,000/- p.a. for all other cities.
• You have been residing for atleast 1 year in the city.
• Atleast 1 year at the given residence address ( In case of transfer from other location with less than 1 year at current location - please provide relevant documents to the bank during loan approval stage).
• You have been working for atleast 1 year.
• You have a phone at your residence or office

Documentation Required

Applying for a Two Wheeler Loan is absolutely simple. All you need is:

Proof Of Identity

Any one of Passport Copy/ Photo Credit card- front & reverse/ Voters ID card/ Driving Licence/ PAN card/ Copy of Company ID card of MNC/ Public Ltd./ PSU/ Govt. company/ Ration Card (If Photo is given).

Address Proof

Any one of Passport Copy/ Voters ID card/ Driving Licence/ Rental agreement/ Telephone Bill/ Electricity bill/ Gas Connection Bills/ Ration Card/ Sale deed/ Property purchase agreement/ Credit Card billing statement (latest)/ LIC policy/ Letter from Company or Company provided Accommodation (List of the company's as per the Banks List- ID card of MNC/ Public Ltd.,/ PSU/ Govt. Company Containing the residence address), Address proof in the name of the applicant's Spouse or parents name is acceptable.

Income Proof For Salaried

Latest Salary slip for Govt. employees; If Salary slip is not available, Only salary certificate to be accepted with deductions, For Partnership/ Proprietary firms & Pvt. Ltd. Co's- Salary Certificate to be accepted with the following mitigants: Salary Certificate to clearly state the deductions, Name & Designation of the authorized signatory. For Self-Employed - Copy of the latest I. T. return.With the following documents obtaining a loan for your favourite motorcycle or scooter should be a breeze.

Documentation Required:

1. Proof of Residence
   (a) Ration Card (b) Election ID (c) Utility Bill (d) Passport

2. Photo Identity Card
   (a) Passport (b) Election ID (c) Driving Licence (d) PAN Card

3. One recent Passport size photograph

4. Proof of Income

For Self Employed People

5. ITS(2) for last year along with Computation
6. Profit & Loss Account & Balance Sheet

For Salaried Individuals

7. Last Salary Slip or Salary Certificate

8. Bank Passbook or Statement for last 6 months

In cases where all the above documentation is not available we also offer low documentation schemes where the finance amount is restricted to a maximum of 75% of the vehicle value

Documentation Required:

1. Proof of Residence
2. Photo Identity Card
3. Photograph

 Home l About us l Contact us l Useful Links l Site Map l Terms and Condition l Support & Knowledgebase

Copyright 2009 © www.easyfinance.in All Rights Reserved