Tag Archives: business loan

Growth in personal loans slows to 12.3%

Posted on February 2, 2012 by Reserch team

Mumbai: Sectoral credit data from the Reserve Bank of India (RBI) shows that the growth in personal loans has slowed to 12.3% y-o-y in December from 13.4% y-o-y growth posted in November. Since April, 2011, when loans to this category … Continue reading →

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Home & auto loans to get costlier as RBI hikes interest rate by 25 bps

Posted on October 25, 2011 by Reserch team

MUMBAI: All loans are set to become costlier as the Reserve Bank on Tuesday increased the key interest rate by 25 basis points to check rising prices, at the risk of sacrificing some growth. This is the 13th time the … Continue reading →

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50% hike in 18 months — loan making it difficult to feel at home

Posted on October 17, 2011 by Reserch team

Property rates are, of course, the most important consideration while buying a home, but home loan rates, too, play a significant role in the years that follow the purchase. With 90 per cent of home loan customers opting for floating … Continue reading →

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Shut the door on fixed-rate loan option

Posted on October 5, 2011 by Reserch team

Experts feel interest rates may reverse soon. So, borrowers are better off with floating-rate home loans. In the past two month, many lenders like ICICI Bank, HDFC, India Infoline Investment Services and LIC Housing Finance have launched fixed-cum-floating-rate housing loans. … Continue reading →

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Indian banks in for more trouble on rising bad loans

Posted on September 27, 2011 by Reserch team

Woes for the banks in India are far from over. Bank Nifty is down 11.6 percent in the last six months. And no one is yet confident that the Reserve Bank  of India is done with increasing policy rates. The … Continue reading →

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