Author Archives: Reserch team

Top-up loans are cheaper options to personal loans

A top-up loan is an additional loan, which your bank offers to you against your house If you need funds for purposes such as furnishing your house, buying consumer durables and your children’s education or marriage, the obvious thing that … Continue reading

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HSBC revives unsecured lending To target clients for personal loans & credit cards

Hongkong and Shanghai Banking Corporation (HSBC), the second-largest foreign bank in the country in terms of branch network, has resumed offering unsecured loan products after more than two years. While the lender is offering personal loans only to clients with … Continue reading

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IDBI Bank loans become cheaper following 25 bps reduction in Base Rate Deposit rates reduced in select buckets

Mumbai, April 18, 2012: IDBI Bank’s loans, linked to Base Rate/BPLR, will become cheaper following a 25 bps reduction in Base Rate (to 10.50%) and BPLR (to 15.00%), with effect from April 20, 2012. IDBI Bank has taken this pro-active … Continue reading

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Speak Out India: Banks cut rates for new home loan borrowers

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Rates should go down further: HDFC’s chief economist

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